Sacramento County | Placer County | El Dorado County | San Joaquin County

CALIFORNIA HOME BUYER PROGRAMS

EASY NO DOWN

PAYMENT PROGRAMS

Find My Down Payment

0% Down on mortgages up to $453,100
Only takes 1 minute

QUESTION 1:

START HERE
Find the Lowest Down Payment

Is a down payment keeping you from purchasing a home?
QUESTION 2:

Max Down Payment

What is the maximum down payment that you can put down on a home?
QUESTION 3:

Home Purchase Price

It is ok to estimate

QUESTION 4:

Estimated Credit Score

How would you rate your credit?
QUESTION 5:

Home Location

Please enter the city or town you would like to live most

QUESTION 6:

Employment

What is your employment status?
QUESTION 7:

Time Frame

When are you looking to buy?
QUESTION 8:

Realtor

Are you currently working with a real estate agent?
QUESTION 9:

My Down Payment Options

What is your email address?

What is your name?

Your down payment options will soon be ready and sent to you.

Down Payment Assistance Can Help

Assistance Up To $21,975

Or 3-4% of the purchase price of the home. The down payment assistance funds available will depend on what program and option you choose. We review all these options with you.

First Time Buyers & More

Home Buyers use this assistance for the down payment and closing costs, up to 5% of loan amount.

FHA Loans + More

Home Buyers use this assistance for the down payment and closing costs, up to 5% of loan amount.

No Down Payment

Home Buyers use this assistance for the down payment and closing costs, up to 5% of loan amount.

How it works

Choose your best option
It all starts here by choosing a down payment assistance program option, say FHA Loan, that best fits your home purchase.

Compare down payment options
We will provide you an easy to follow estimate with loan program, interest rate, monthly payment and cash to close.

Painless pre-approval
Once you know your options you sumbit an application to become pre-approved.

Frequently asked questions

Up to $21,522. The of DPA funds available will depend on program and option you choose. We review all these options with you.
Buyers must have qualifying income, meet 640 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.
Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.
Yes, Califonia’s Golden State Finance Authority (GSFA) created the Platinum Program, which provides low-to-moderate income California homebuyers with down payment and/or closing cost assistance to help them achieve their goals of purchasing a home.
DPA programs can offer Conventional, FHA, VA and USDA loans.
Start with “FIND MY DOWN”, answer the questions, connect with our down payment assistance specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can start your estimate today. Without affecting your credit score.

Find My Down Payment

Information on this site provided by Jason Johnson a local Realtor in Roseville CA with HomeSmart Icare Realty, a veteran owned company. I find you the best program that meets your needs and I match you with one of the best local lenders in our area. Jason Johnson DRE#01831598, HomeSmart ICARE Realty Corp DRE# 01937943 All real estate content on this site is subject to the Federal Fair Housing Act of 1968, as amended, which makes it illegal to advertise any preference, limitation or discrimination because of race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation or discrimination.